Track every submission. Compare every market. Close deals faster.
Wholesale brokers lose deals when submissions live in email, quotes are scattered across spreadsheets, and agents have to call for updates. BindHQ puts submissions, market shopping, quote comparison, accounting, and agent visibility in one system.
One pipeline for every submission, every market, every quote
Submissions arrive by email, portal, and phone — and without a central system, they get lost. BindHQ captures every submission into a single pipeline so you can track status, manage subjectivities, and see which markets have been contacted, quoted, or declined — all in real time.
Real-time submission status
See every submission's stage at a glance — from intake to quoting to bound — across all markets simultaneously.
Automated subjectivity tracking
Track outstanding subjectivities per carrier and get alerts when items are due — no more digging through email threads.
Configurable approval workflows
Full history of every market interaction — submissions sent, quotes received, declines logged — all timestamped and searchable.
Compare carrier quotes side by side — no spreadsheets required
You're shopping 3 to 10 E&S markets on every deal. Quotes come back at different times, in different formats, with different terms. BindHQ normalizes everything into a single comparison view so you can identify the best option and deliver it to your retail agent instantly.
Normalized comparison view
Premium, deductible, limits, and terms displayed in a consistent format across every carrier — no manual reformatting.
Brokerage manager for market submissions
Create and send submissions to multiple E&S markets directly from BindHQ — pre-filled with risk data, attachments, and carrier-specific requirements.
One-click quote delivery
Send the selected quote to your retail agent directly from the comparison view — branded, formatted, and ready to present.
Commissions, surplus lines taxes, and GL entries — handled automatically
Wholesale brokerage money flows are complex: retail agent commissions, carrier remittances, multi-state surplus lines taxes, stamping fees, and GL entries. BindHQ automates the full accounting lifecycle so nothing falls through the cracks and your books are always current.
Multi-tier commission handling
Calculate and track commission splits across retail agents, sub-producers, and house accounts — applied automatically at bind.
Surplus lines tax compliance
State-specific E&S tax rates are applied automatically. Generate stamping filings and keep a complete audit trail for every transaction.
Built-in General Ledger
Every premium transaction flows into a full GL automatically. Close your books faster with real-time visibility into receivables and payables.
Accounting Dashboard
January 2026
Gross Written
$3.1M
Carrier Payable
$2.48M
Net Commission
$620K
Commission Splits
House commission (20%)
$620,000
Retail agent share (10%)
$310,000
Surplus Lines Taxes
Surplus lines tax — TX (4.85%)
$62,400
Stamping fee — FL (0.175%)
$4,200
Surplus lines tax — CA (3.0%)
$28,500
Carrier Remittance
Scottsdale — Jan remittance
Reconciled
Markel — Jan remittance
Pending
A branded portal your retail agents will actually use
Retail agents shouldn't have to call or email for every status update. BindHQ gives you a white-labeled portal where agents can submit new business, track submission status, review quotes, and download binders — all self-service, all in your brand.
Self-service submission intake
Agents submit new risks directly through the portal with structured intake forms — reducing back-and-forth and speeding up placement.
Real-time status visibility
Agents see exactly where their submission stands — no phone calls, no status-check emails. Updates appear as soon as markets respond.
Online quote review and binding
Agents review quote options, select coverage, and request bind — all within the portal. No PDFs to email back and forth.
BindHQ vs. Legacy Wholesale tools
Unified pipeline with real-time status across all submissions
Side-by-side carrier comparison with normalized terms and pricing
Automated multi-tier commission tracking applied at bind
State-specific E&S taxes calculated and filed automatically
Branded self-service portal with real-time submission visibility
One platform — submissions, quoting, accounting, and agent portal
Real-time dashboards showing pipeline, conversion, and revenue metrics
Email-based submission intake with no central tracking
Quote comparison assembled manually in spreadsheets
Commission splits tracked in Excel with manual calculations
Surplus lines tax calculated separately per state
Retail agents call or email for every status update
Disconnected CRM, email, spreadsheets, and accounting tools
No reporting on pipeline velocity or hit rates
Frequently asked questions
Answers to common questions about getting started and using BindHQ day to day.
